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Below you will find the terms and conditions that define the rules for using this website, as well as the procedure for placing an order and concluding a contract, forms of payment, complaint procedures, and about the conditions of delivering digital services, newsletter, and about setting up and running an account in the Store, and about the limitations of our liability.

 

§1 Definitions

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For the purposes of these terms and conditions, the following terms shall have the meanings ascribed to them below:
 

• Buyer - an individual with full legal capacity, a legal person, or an organizational unit without legal personality but having the capacity to perform legal actions, who uses the services and functionalities of the Website, in particular, making purchases through the Store.

• Consumer - an individual entering into a contract with the Seller not directly related to their business or professional activity.

• Entrepreneur with consumer rights - an individual making a purchase directly related to their business activity, when it is apparent from the content of this contract that it does not have a professional character for them, particularly arising from the subject of their business activity.

• User - an individual registering for the Newsletter or using a free Digital Service, thus entering into a contract with the Seller for the provision of digital content or service.

• Digital Product - digital content available in the Seller's assortment, produced and delivered to the Buyer in digital form, delivered electronically (e.g., ebook in .pdf file format sent electronically; .zip file with packed contents including strategy in file form, downloaded from the Seller's website, access to an online course), constituting the subject of the Contract between the Buyer and the Seller.

• Digital Service - a service allowing the Buyer to store or access data or content in digital form or other forms of interaction using digital data.

• Newsletter - digital content delivered to persons who have registered using the registration form on the Website or expressed interest in receiving it.

• Digital Environment - computer hardware, software, and network connections used by the Consumer to access the digital product or service or to use them.

• Payment Operator - for example, PayPal, Strike, Przelewy24, or another provider chosen by the Seller and available on the Website.

• Terms and Conditions - these terms and conditions, available at https://algohubb.com/terms

• Website - the service available at: https://algohubb.com

• Store - the online store available at https://algohubb.com

• Seller - "Algohubb by Michał Zaremba", ul. Harnasiów 28B/2, 71-018 Szczecin, Poland, VAT PL8511199627, email contact@algohubb.com​
   

§2 Preliminary Provisions

Through the Website and the Store, the Seller concludes agreements for the paid or free delivery of Digital Products and the provision of Digital Services.

 

The Terms and Conditions define the rules and conditions for using the Website and the Store, the rights and obligations of the Seller and the Buyer, as well as the conditions for delivering paid and free Products and Digital Services.

 

Every Buyer and User is obliged to familiarize themselves with and accept the terms specified in the Regulations before making a purchase or downloading free content.

 

To make a purchase through the Store as well as to use paid and free Products and Services, the following Digital Environment is necessary:

 

• A computer or smartphone with internet access,

• A standard operating system,

• A standard web browser (e.g., Chrome),

• A standard .pdf file browser (e.g., AdobeReader),

• Having an active email address.
   

To use digital products or services, such as strategy files delivered through the Store, additional Services may be required as part of the Digital Environment, such as:

 

• An account on the AlgoCloud service (https://algocloud.com).

• Optionally - additional services such as:

  • The service of a chosen broker integrated with the Algocloud platform (for example, https://alpaca.markets),

  • A service integrated with the broker for chart visualization (e.g., https://tradingview.com),

  • Optional for advanced strategy testing - StrategyQuant software, (https://strategyquant.com).

 

Additional Services are provided by companies independent of the Seller. The Seller is in no way responsible for their availability and operation. The User uses Additional Services at their own use and responsibility.

 

If additional elements of the Digital Environment are necessary for the purchase or use of a Digital Product or Service beyond those mentioned above, the Seller will inform about this in the description of the Digital Product or Service.

 

Agreements for the delivery of a Digital Product or Digital Service cannot be made anonymously or under a pseudonym.

 

It is prohibited for the Buyer and the User to deliver content of an unlawful nature, in particular by sending such content through forms available in the Store and on the Website.

 

All prices listed on the Website and in the Store are gross prices unless indicated otherwise.

 

§3 Agreement for Account Services in the Store, Website, and Newsletter Delivery

 

Through the Website, the Seller provides:

 

• For the User who creates a User account in the Store, a Digital Service in the form of maintaining an Account in the Store, with the right to free download of digital content marked as free.

• For the User who registers in the form or agrees to it during the registration or sales process for the Newsletter, digital content in the form of a Newsletter.

 

The Agreement for providing access to the Account in the Store and the Agreement for delivering the Newsletter are concluded for an indefinite period and can be terminated by the Parties at any time with immediate effect.

 

The Agreement for the Newsletter delivery can be terminated by unsubscribing from it using the link contained in each Newsletter. The User may terminate the Agreement for maintaining an Account in the Store by sending an appropriate request to the Seller at the email address: contact@algohubb.com.

 

Detailed descriptions of Digital Products and Digital Services, including their scope, special conditions of participation, if required, and prices (in the case of paid Digital Products) are located on the Website and/or in the Store.

 

In the case of Digital Services, where access is granted for a specified time, the Seller provides the service by ensuring the Buyer has access for the time indicated in the description of the Digital Service.

 

To ensure the security of the Buyer and User data transmission in connection with the use of the Store and the Website, the Seller takes technical and organizational measures appropriate to the degree of threat to the security of the services provided, in particular measures to prevent the acquisition and modification of personal data by unauthorized persons.

 

The Seller takes actions to ensure the proper functioning of the Store and Website.

Any complaints related to the functioning of the Store, Website, using the Account in the store, or Newsletter, the Buyer or User may report via email to contact@algohubb.com.

 

In the complaint, the Buyer or User should provide their name and surname, correspondence address, and a description and date of the occurrence of the irregularity related to the functioning of the Store, Website, Account in the Store, or Newsletter.

 

The Seller will consider all complaints within 14 days of receiving the complaint and will inform the Buyer or User of its resolution at the email address provided in the complaint notification.

 

§4 Intellectual Property Rights

 

The digital content available on the Website and in the Store, especially materials that are part of Digital Products and Digital Services, are works within the meaning of the Polish law on copyright and related rights dated February 4, 1994, and are protected by copyright law. These rights belong to the Seller or persons cooperating with him, who have granted the Seller appropriate licenses.

 

The Buyer may use the purchased Digital Products and Digital Services and other contents available on the Website and in the Store only for their own personal use, under the principle of permitted private use. On the same basis, the User may use the Newsletter.

 

The Buyer or User interested in wider use of the aforementioned contents, purchased Products, or Digital Services should contact the Seller and undertake individual negotiations in order to obtain an appropriate license.

 

The Seller hereby instructs the Buyer and User that the use of a Digital Product or Digital Service or other digital content from the Seller's Website, exceeding the scope of permitted use without the Seller's consent constitutes a violation of the copyright rights held by the Seller and may result in civil or criminal liability.

 

§5 Agreement Regarding Digital Products and Services

 

To purchase a Digital Product or Digital Service, the Buyer should take the following steps:

 

• Add the Digital Product or Service to the cart, and click the "Checkout" or "Buy Now" button.

• Fill in the order form, providing the necessary details for order fulfillment and choosing a payment method; if the Buyer does not have an account in the Store, they can decide to create one at this point.

• Accept the Terms and Conditions - acceptance of the Terms and Conditions is voluntary, but necessary to make a purchase.

• Agree to the delivery of the Digital Product or the commencement of the Digital Service before the expiry of the withdrawal period from the contract and also accept that by doing so, they will lose the right to withdraw from the contract.

• Select "Place Order & Pay".

 

After clicking the "Place Order & Pay" button, the Buyer will be redirected to the Payment Operator's page to select a payment method and make payment for the chosen Digital Products.

 

The list of available payment methods is available in the Order Form.

After successfully making the payment, the Buyer will be redirected to a page confirming the purchase.

 

The contract is considered concluded at the moment when the Buyer clicks the "Place Order & Pay" button.

 

By entering into an Agreement with the Seller, the Buyer agrees to receive the invoice/bill electronically to the email address provided in the order form.

 

§6 Terms of Use for Online Courses

 

The purchase of access to an online course entitles only one person (the Buyer or a person designated by the Buyer) to use it. Sharing the login and password with others is not allowed. Buyers interested in purchasing access to the course for more employees or associates should contact the Seller to negotiate the terms of such purchase.

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§7 Delivery Time of Digital Products and Digital Services

 

The delivery of the Digital Product and/or Digital Service to the Buyer takes place immediately after the conclusion of the contract. It is in the form of a link sent by email to the address provided in the order form or during login. The link is used to download the Digital Product or access the Digital Service, unless otherwise stated in the description of the specific Digital Product or Digital Service. The link to download the Digital Product is valid for 30 days from the date of purchase.

 

§8 Withdrawal from the Agreement/Return of Digital Product or Digital Service

 

We are confident in our products and care about your satisfaction. However, as our products are digital goods, we do not offer refunds under any circumstances. All sales are final, which you also accept with a separate agreement in the ordering process.

 

By reading or ticking the statement, you accept our explicit no-refund policy.

 

If you have doubts about our products, please do not purchase them.

 

§9 Liability for Non-Compliance with the Agreement and Complaints

 

A Digital Product is considered delivered at the moment it is made available to the Consumer or Entrepreneur with consumer rights, either as:

 

• an attachment to an email, or

• login data to a platform from which the Digital Product can be downloaded after logging in.

 

A Digital Service is considered delivered when the Buyer has gained access to it, i.e., they have been sent login data to the platform.

 

The Seller delivers the ordered and paid Digital Product or a free Digital Service to the Buyer or Entrepreneur with consumer rights immediately after the conclusion of the contract. If the Digital Product or Digital Service is to be delivered at a later date, the Seller explicitly informs about this in the description of the Product or Digital Service on the Website or in the Store.

 

The Seller is obliged to deliver to the Consumer and Entrepreneur with consumer rights a Product and/or Digital Service in accordance with the contract (so-called consumer warranty).

 

If the Consumer or Entrepreneur with consumer rights finds a non-compliance with the contract of the Product or Digital Service, they should inform the Seller, specifying their claim related to the identified non-compliance or submitting a statement of appropriate content.

 

The Consumer or Entrepreneur with consumer rights can contact the Seller via email.

 

The Seller will respond to the complaint submitted by the Consumer or Entrepreneur with consumer rights within 14 days from the day the complaint is delivered, using the same means of communication used to submit the complaint.

 

In the case where the Buyer is not a Consumer or an Entrepreneur with consumer rights, the Seller's liability under the warranty is excluded (based on Article 558§1 of the Polish Civil Code).
 

§10 Other Statements Regarding Liability

 

The Seller is not regulated by any financial bodies. Using the Website and/or the Store, including all Digital Products or Services, software, and content, is done entirely at your own risk. The Seller is not a registered investment advisor or broker. You understand and acknowledge that trading in securities or other assets involves a high degree of risk. Past performance of any individual trading strategy or code published on this Website is not indicative of future profits and does not indicate future profits you will achieve. The same applies to historical results, which may be published or discussed.

 

The Seller publishes educational materials related to financial trading and trading tools that assist users in trading on stock and futures markets. The Seller does not guarantee and is not responsible for the accuracy, completeness, or timeliness of the data used, does not provide tax or investment advice, nor endorses the purchase or sale of any securities or any investments.

 

In its backtests, the Seller refers to historical results, which may have many limitations. It is not stated by the Seller that any account will or is likely to achieve profits or losses similar to those presented. In fact, there can be significant differences between hypothetical results and the actual results achieved by a given trading strategy. Commissions and slippage may not be taken into account in backtests.

 

Our experience suggests that you should always test strategies on a demo account for an extended period before starting live trading, to get to know and understand the strategy. However, consider that hypothetical trading (demo account) does not involve financial risk, and no hypothetical trading record can fully account for the impact of financial risk in actual trading, including the ability to withstand losses. Finally, past performance is not a guarantee or indicator of future results.

 

We bear no responsibility for your trading and investment results. Digital products, digital services, and all other features of our website are provided solely for informational and educational purposes and should not be interpreted as investment advice. We do not provide investment advice.

 

Owners, employees, or entities associated with the Seller may hold positions in the securities discussed by us. You should not rely solely on our information when making any investment. Instead, you should use this information only as a starting point for additional independent research to form your own opinion about investments.

 

Backtests and experiences published on this website are conducted on the date of our research and may change without notice.

 

Reference to any products, services, processes, or other information, by trade name, trademark, manufacturer, supplier, or otherwise, does not constitute or imply endorsement, sponsorship, or recommendation by the Seller, nor any affiliation with them. The Seller may include affiliate links or offer promotional codes to other websites and resources of the Seller's partners. However, the Seller is not responsible for the availability of these external resources or their content.

 

Products and services offered by the Seller may be subject to legal and regulatory requirements in different jurisdictions and may not be available in all jurisdictions. Individuals or legal entities in jurisdictions where these activities are restricted or prohibited may not use this site. It is your responsibility to be aware of and comply with any applicable laws or regulations in your jurisdiction.

 

§11 U.S. Government Required Disclaimer – Commodity Futures Trading Commission

 

Futures and Stock trading has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the futures and options markets. Futures trading is risky and is not suitable for all trading accounts. If you do not have the proper risk capital you should not trade the futures market. Don’t trade with money you can’t afford to lose. This is neither a solicitation nor an offer to buy/sell futures or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on this website. The past performance of any trading system or methodology is not necessarily indicative of future results.

 

CFTC RULE 4.41 – HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.

 

All trades, patterns, charts, systems, etc., discussed in this advertisement and the product materials are for illustrative purposes only and not to be construed as specific advisory recommendations.

 

§12 Personal Data and Cookies

 

The principles of processing personal data and the use of cookies are described in the Privacy Policy at https://www.algohubb.com/privacy-policy

 

§13 Out-of-Court Complaint and Redress Procedures

 

The Seller agrees to submit any disputes arising in connection with contracts for the delivery of Digital Products or Digital Services to mediation proceedings.

The Consumer has the possibility to use out-of-court methods of handling complaints and pursuing claims. Among other things, the Consumer has the option to:

 

• Request a permanent amicable consumer court to settle a dispute arising from the concluded contract,

• Request the provincial inspector of the Trade Inspection to initiate mediation proceedings to amicably end the dispute between the Buyer and the Seller,

• Use the assistance of a consumer rights ombudsman or a social organization whose statutory tasks include consumer protection.

 

The Consumer may also use the ODR platform available at http://ec.europa.eu/consumers/odr. The platform is used for resolving disputes between consumers and entrepreneurs seeking an out-of-court resolution of a dispute concerning contractual obligations arising from an online sales contract or a service contract.

 

§14 Final Provisions

 

The Seller may make changes to the Digital Product or Digital Service, to which access is granted for a specified time, maintaining its compliance with the contract, in case the Product or Digital Service requires updates due to changes in the law or good market practices or due to noticed errors.

 

The Seller reserves the right to introduce and withdraw offers, promotions, and to change the prices of products in the Store without prejudice to the rights acquired by the Buyer, in particular the terms of contracts concluded before the change.

 

The Seller reserves the right to make changes to the Terms and Conditions for valid reasons, i.e., changes in legal regulations, changes in payment and delivery methods, to the extent that these changes affect the implementation of the provisions of these Terms and Conditions. The Terms and Conditions in force on the date of conclusion of the contract apply to contracts concluded before the change of the Terms and Conditions.

 

This Agreement is personal, meaning you cannot assign your rights or obligations to anyone else without the written consent of the Seller. If any provision of this Agreement is found to be invalid or contrary to applicable law, the remaining provisions will still be in full force and effect.

 

Buyers who have an account in the Store will be notified of any change to the Terms and Conditions by email to the address associated with the account. In case of non-acceptance of the content of the new Terms and Conditions, the Buyer has the right to terminate the account management agreement at any time by deleting the account or submitting to the Seller an appropriate statement, in any form, of terminating the account management agreement.

 

These Terms and Conditions are subject to Polish Law.

 

These Terms and Conditions apply to contracts concluded from February 12, 2024.